Upon your death, after you’ve retired and become a pensioner, your spouse/partner or eligible dependent children (in the absence of a spouse/partner) are entitled to a survivor benefit equal to 60% of the pension.
The lifetime survivor benefit is integrated with CPP at age 65 of the deceased member. In the case of a spouse/partner, the benefit is payable for life. In the case of dependent children, the benefit is payable until the youngest child reaches age 18, or age 24 if in full-time attendance at a recognized school.
The survivor benefits are paid in the first instance to your spouse/partner.
In addition to the survivor benefit, there may be a residual death benefit payable after all eligible survivor benefits have been paid in accordance with the Plan. A member’s Designated Beneficiaries are entitled to these residual death benefits.
If you wish to designate a beneficiary, you must complete and submit the beneficiary designation form found HERE.
Please contact the TPPC
for more detailed information about survivor benefits.